It’s true—the market may not feel hot right now. But that’s exactly the point. The best time to make a move isn’t when everyone else is buying—it’s just before the crowd shows up.

Yes, the Bank of Canada has hinted at lower interest rates, but let’s be honest: no one really knows when—or if—those cuts will happen in a meaningful way. Waiting for the “perfect moment” often means missing it altogether.

Right now, buyers have options. They can take their time, negotiate more confidently, and avoid the chaos of a competitive surge. Once the market shifts, so does your leverage—and not always in your favour.

If you’re thinking about homeownership, now is the time to plan smart and act strategically; let’s talk strategy. 

July has been filled with sunshine, community spirit, and some exciting moments for all of us. One highlight that truly stood out this month was the Coldwell Banker Annual Flag Planting Day — what an incredible day it was! Seeing neighbours come together with pride, while we painted the town with Canadian flags, was a great reminder of how lucky we are to live in such a vibrant and caring community.
– Dave, Mel & Jason 

In this edition:

• RBC expects no further BoC rate cuts
• Firmer Back Half of 2025 in the Cards for Canadian Housing
• The former Freshco site is now home to The Table Plaza
• The Muskoka Arts & Crafts Summer Show is this weekend in Bracebridge, plus some fun events in Huntsville & Gravenhurst
• Looking for a specific property? ; check them out below 

News and Updates

A few good reads

• RBC expects no further BoC rate cuts
• Canada’s mortgage renewal wave close to cresting with some Canadians set to save 
• Home insurance rate transparency needed as extreme weather costs rise: complaint
• Firmer Back Half of 2025 in the Cards for Canadian Housing
• Getting a Mortgage as a Freelancer or Gig Worker
• Real estate expert says it’s a ‘great time of entry’ for homebuyers
• Community members celebrate the official opening of the MRI suite at Huntsville Hospital
• The former Freshco site is now home to The Table Plaza
• Prime Minister Mark Carney to meet with premiers in Huntsville

June 2025 Market Stats 

We are happy to announce that our market stats are available, click here to download the Muskoka & Parry Sound region Stats.

Must See’s In Muskoka

Thanks for taking the time to read!
Cheers